Quick Answers
Is this really free?
Yes, completely free. No trials, no subscriptions, and no hidden fees.
Is my financial data private?
Yes. All calculations happen in your browser, and your debt data stays on your own device.
How do I use the calculator?
Enter your debts, choose snowball or avalanche, and click Calculate to see your debt-free date and download your plan.
Can I share this with others?
Yes. You can share the site with anyone who may benefit from a free debt payoff planning tool.